Commercial Insurance

Image for Wage-and-Hour Litigation Is Rising in the Pacific Northwest: Is Your Insurance Program Ready?
September 15, 2026
Commercial Insurance

Wage-and-Hour Litigation Is Rising in the Pacific Northwest: Is Your Insurance Program Ready?

For years, wage-and-hour class actions were viewed primarily as a California problem. That is changing. A recent Miller Nash analysis notes that plaintiff firms with deep California wage-and-hour experience are increasingly targeting employers in Washington and Oregon.
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Image for The Council’s Q2 2026 P/C Market Survey Report
August 24, 2026
Commercial Insurance

The Council's Q2 2026 P/C Market Survey Report

The Council's Q2 2026 P&C Market Survey shows a continued softening market, with premium decreases across many lines of coverage and ongoing pressure in commercial auto and umbrella.
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Image for Beyond the Recognition: How Ty Travis Builds Trust for Clients and Community
July 22, 2026
Commercial Insurance

Beyond the Recognition: How Ty Travis Builds Trust for Clients and Community

Congratulations to Ty Travis on being named a 2026 Insurance Business America Rising Star. In our latest blog, Ty reflects on the mentors, teammates, client relationships, and community involvement that have shaped his career and approach to serving clients.
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Image for Reviewing Your Company’s Contracts: A Proactive Risk Control
June 2, 2026
Commercial Insurance

Reviewing Your Company’s Contracts: A Proactive Risk Control

Too often, contract review is treated as a legal formality rather than a core risk management function. However, from an insurance perspective, contracts can materially alter your exposure profile.
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Image for Transferring Risk Through Contracts: More Than Indemnity Language
June 2, 2026
Commercial Insurance

Transferring Risk Through Contracts: More Than Indemnity Language

Risk transfer is only effective when it is properly structured, enforceable, and backed by insurance. Many organizations rely heavily on indemnification provisions, but that alone is rarely sufficient.
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Image for Waivers of Subrogation: Small Clause, Big Impact
June 2, 2026
Commercial Insurance

Waivers of Subrogation: Small Clause, Big Impact

Waivers of subrogation remain one of the most frequently misunderstood insurance provisions in client contracts. These clauses prevent an insurer from seeking recovery from a third party after paying a claim.
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Image for The Council’s Q1 2026 P/C Market Survey Report
May 29, 2026
Commercial Insurance

The Council's Q1 2026 P/C Market Survey Report

Out now: read up on the latest from The Council.
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Image for The Council’s Q4 P/C Market Survey Report
March 18, 2026
Commercial Insurance

The Council's Q4 P/C Market Survey Report

Out now: read up on the latest from The Council.
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Image for Claim Trend Highlights Across All Commercial Lines Show Rising Severity
March 16, 2026
Commercial Insurance

Claim Trend Highlights Across All Commercial Lines Show Rising Severity

We continue to see ongoing trends across most commercial lines insurance, but there are actions you can take to mitigate these pressures on your bottom line.
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Image for Small Business Insights: 10 Tips to Winterize Your Business
December 15, 2025
Commercial Insurance

Small Business Insights: 10 Tips to Winterize Your Business

This guide provides a concise checklist of the top winterization steps every organization should consider, from protecting equipment and facilities to maintaining clear communication channels with employees and customers.
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