Tue Jun 2026

Too often, contract review is treated as a legal formality rather than a core risk management function. However, from an insurance perspective, contracts can materially alter your exposure profile.

Risk transfer is only effective when it is properly structured, enforceable, and backed by insurance. Many organizations rely heavily on indemnification provisions, but that alone is rarely sufficient.

Waivers of subrogation remain one of the most frequently misunderstood insurance provisions in client contracts. These clauses prevent an insurer from seeking recovery from a third party after paying a claim.

Longevity experts have long emphasized that social connection, and the sense of belonging it brings, is one of the most critical determinants of overall wellbeing and healthspan. According to the World Health Organization (WHO), strong social connections support health at every stage of life.

Longevity experts have long emphasized that social connection, and the sense of belonging it brings, is one of the most critical determinants of overall wellbeing and healthspan. According to the World Health Organization (WHO), strong social connections support health at every stage of life.

We are proud to share that we ranked 3rd on the Portland Business Journal list of the top 12 largest commercial insurance brokerages in the Portland metro area.