Retirement Plan Consulting

January 14, 2025

Portability Services Network Expands Impact

According to a recent release, the Portability Services Network (PSN), which began with three of the biggest recordkeepers in the country just over a year ago, has now grown to include three additional providers, covering over 15,000 retirement plans and 5 million members.

January 14, 2025

Retirement Plan Consulting

What Retirement Planning Isn’t

Americans believe they need nearly $1.5 million to retire comfortably, a number that has soared by more than 50% since 2020, according to Northwestern Mutual’s 2024 Planning & Progress Study.

October 8, 2024

Retirement Plan Consulting

Participant Corner: How Much Do You Know About Target Date Funds?

The average person is likely unfamiliar with the term “TDF” however it is the most utilized and fastest-growing investment option in an employer-sponsored retirement plan. As a plan participant, it is essential to know what you are investing in.

October 8, 2024

Retirement Plan Consulting

The Road to 15%: Helping Participants Navigate Toward Retirement Readiness

Many advisors recommend saving 15% of pre-tax earnings, including any employer match, to prepare for a secure retirement — but to accomplish this, timing is crucial.

October 8, 2024

Retirement Plan Consulting

IRS Issues Guidance on Student Loan Matching

Thirty percent of adults in the U.S. report having received a student loan to further their education. According to the Federal Reserve, the median student loan debt for those with outstanding balances in 2023 ranged between $20,000 and $25,000.

October 8, 2024

Retirement Plan Consulting

A Fiduciary Focus on Forfeitures

Roughly a year ago, a pair of attorneys located in Pasadena, California launched the first of what would become a series of lawsuits targeting the use of plan forfeitures to offset employer contributions as a breach of fiduciary duty.

July 9, 2024

Retirement Plan Consulting

Participant Corner: Pop Quiz: How Much Do you Know About Your Retirement Plan?

Many people often find that they know far less about their retirement plan than they thought. Test yourself with the quiz below and see how much you know about your financial future.

July 9, 2024

Retirement Plan Consulting

Cybersecurity and How to Deal with Data Breaches as a Plan Sponsor

Retirement funds are a target for cybersecurity attacks and identity fraud more than ever before. For most people, their retirement account is one of their biggest assets and they rarely check it. This makes these accounts a prime target for cybercriminals.

July 9, 2024

Retirement Plan Consulting

When It Comes to 401(k) Beneficiaries, Where There’s a Will There Isn't Necessarily a Way

Beneficiary designations are a critical yet often neglected aspect of retirement plans. Many participants mistakenly believe that their retirement plan assets will be distributed according to their will or trust. However, retirement accounts are governed by their own rules, meaning the named beneficiary on the account will typically inherit the funds, regardless of other estate planning documents.

July 9, 2024

Retirement Plan Consulting

Retirement Plan Safe Harbors

Do you ever hear the term “safe harbor” thrown around in a lot of different contexts, but you aren’t sure what it means? If that’s the case, you aren’t alone. The term safe harbor comes up a lot with retirement plans. Congress created safe harbors to make plan sponsors feel “safe” and relieved from liability, but sometimes it requires a reminder to recall what these safe harbors really are.

For Businesses

For Healthcare

For Individuals

Resources

About Us

Retirement Plan Consulting

Portability Services Network Expands Impact

What Retirement Planning Isn’t

Participant Corner: How Much Do You Know About Target Date Funds?

The Road to 15%: Helping Participants Navigate Toward Retirement Readiness

IRS Issues Guidance on Student Loan Matching

A Fiduciary Focus on Forfeitures

Participant Corner: Pop Quiz: How Much Do you Know About Your Retirement Plan?

Cybersecurity and How to Deal with Data Breaches as a Plan Sponsor

When It Comes to 401(k) Beneficiaries, Where There’s a Will There Isn't Necessarily a Way

Retirement Plan Safe Harbors

Media Inquiries

CATEGORIES

POSTS BY DATE