Retirement Plan Consulting

Image for The Top Three Reasons to Outsource Fiduciary Services
January 24, 2024
Retirement Plan Consulting

The Top Three Reasons to Outsource Fiduciary Services

Outsourcing allows companies to focus more on their core businesses, rather than spending time on areas outside their expertise. For retirement plan sponsors, outsourcing services makes sense for these reasons as well as others.
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Image for Boosting Lower Wage Earners’ Retirement Readiness
January 24, 2024
Retirement Plan Consulting

Boosting Lower Wage Earners' Retirement Readiness

A recent Vanguard report sheds light on the pressing challenges faced by retirees across different income brackets. The findings reveal that lower income workers allocate a significantly larger portion of their pre-retirement income to meet their daily needs, leaving them with a substantial shortfall in retirement readiness — even when factoring in Social Security benefits.
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Image for Participant Corner: Financial Frost Checklist
January 24, 2024
Retirement Plan Consulting

Participant Corner: Financial Frost Checklist

As the winter season blankets our surroundings, it's the perfect time to conduct a comprehensive review of your financial situation.
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Image for Changes to Form 5500 Will Allow a Greater Number of Small Plans to Avoid the Annual Audit Requirement
October 17, 2023
Retirement Plan Consulting

Changes to Form 5500 Will Allow a Greater Number of Small Plans to Avoid the Annual Audit Requirement

Revisions made to the 2023 Form 5500 relate to SECURE Act amendments made to ERISA. The changes are intended to improve reporting of financial information and plan expenses.
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Image for Empowering Gen Z: Setting Your Youngest Participants up for Success
October 17, 2023
Retirement Plan Consulting

Empowering Gen Z: Setting Your Youngest Participants up for Success

Understandably, companies typically devote considerable attention to assisting participants nearing retirement. But the outsized value of early contributions to retirement readiness means employers should also focus on getting their youngest workers enrolled — and contributing — to their workplace retirement plan as soon as possible.
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Image for 10 ‘Top of Mind’ Retirement Issues for Plan Sponsors
October 17, 2023
Retirement Plan Consulting

10 'Top of Mind' Retirement Issues for Plan Sponsors

Little surprise, participant engagement sits atop the list of short-term priorities for plan sponsors. At the same time, high-profile issues like retirement income, discussed ad nauseam among financial professionals, rated lower among those offering work-based plans.
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Image for Participant Corner: Build a Bright Retirement Future
October 17, 2023
Retirement Plan Consulting

Participant Corner: Build a Bright Retirement Future

Clear, achievable, and meaningful goals can lay the foundation for success. Vague aspirations may have limited worth without a well-defined plan. Depending solely on past performance or arbitrary investment rules may carry risks when striving to achieve your financial goals.
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July 19, 2023
Retirement Plan Consulting

Roth Roadblocks

Plan design decisions are made by the business owner and not the fiduciary to the plan.
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Image for Dear Prudence: What is Prudence Anyway?
July 19, 2023
Retirement Plan Consulting

Dear Prudence: What is Prudence Anyway?

What exactly is a prudent expert? With respect to investments, the fiduciary is responsible for selecting and monitoring the investment alternatives that are available under the plan.
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Image for The Six Types of Fiduciaries in Retirement Plans You Need to Know
July 19, 2023
Retirement Plan Consulting

The Six Types of Fiduciaries in Retirement Plans You Need to Know

A retirement plan may have one or more fiduciaries who have distinct responsibilities, though many individuals and committees may serve in multiple fiduciary roles.
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Visit our OBBB Resource Hub to understand how the bill impacts employer sponsored health plans and opportunities for your 2026 renewal.
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