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The Partners Group Expands Bozeman, MT Office with New Hire in Employee Benefits

employee-benefits-bozeman-montanaBozeman, MT- The Partners Group (TPG) is excited to add Joshua Lever as an Employee Benefits Account Manager to the Bozeman, MT team. TPG’s Employer Services Division specializes in providing employee benefits, retirement plan consulting, data analytics, plus health and wellness services.

Josh brings extensive knowledge and industry insight to TPG after working with a large independent health insurance brokerage in Montana. During that time, he led the sales team and became an insider expert in small group funding strategies and group disability benefits. Josh holds a Montana Life & Disability Producer License and is ACA certified. A University of Western Australia alum, Josh has over three years of benefits experience in Montana.

Outside of work, you can find Josh spending the winter skiing at Bridger Bowl and Big Sky. In the summer months he often goes hiking and wildlife spotting around Yellowstone National Park. An Aussie at heart, Josh is keen on exploring the great outdoors and recently took up fly fishing.

Founded in 1981, The Partners Group has been serving the financial and insurance needs of employers, medical professionals, and successful individuals for over 35 years. The Partners Group is the largest independent employee benefit firm in the northwest. In addition to employee benefits, TPG specializes in retirement planning and investment services, commercial insurance and personal insurance. The Partners Group has offices in Bellevue, WA; Portland, OR; Lake Oswego, OR; Bend, OR; and Bozeman, MT. For more information, please visit https://www.thepartnersgroup.com. 425-455-5640.

2018-02-14T11:17:49-08:00

How Bitcoin Measures Up as a Currency

The excitement over Bitcoin is hard to miss. Countless articles in the popular press have brought the new investment device to the forefront, and the stories of astronomical returns over the past year (week!?!) have enticed untold thousands to spend their hard-earned money on the mysterious electronic “coin.” As exciting as that is, we wonder how closely Bitcoin matches the expectations of an actual currency.

For those of you who ever had to take an Econ 101 class, you may recall that true money serves three functions: 1) it is a store of value over time, 2) it is a medium of exchange – it is used in financial transactions and 3) it is a unit of account – it used to measure the value of goods. Let’s see how Bitcoin measures up to these three tasks today.

Store of Value.  For people to have faith in a currency it must be a dependable way to store value over time. Most of us think this means the currency should not lose value (and that’s true), but the opposite is also true: it shouldn’t be prone to dramatic increases in value, either. The truth is that volatility (a measure of risk) is influenced by changes in prices, be they positive or negative. In the case of Bitcoin, the recent run-up in prices has shown Bitcoin to be quite volatile. What’s the big deal if price jumps up dramatically? Imagine for a moment that you want to sell something valuable and want to accept Bitcoins as payment. And what if that valuable item involves a relatively long sales cycle? What price do you set? If you pick 1000 bitcoins today and the sale takes 60 days to complete, will your buyer still want to pay you 1000 Bitcoins if […]

2018-06-21T13:09:30-08:00

Is Your Family A Cyber Crime Target?

Tips and precautions to ensure you’re not an EASY target. 

Everyone is aware how prevalent cybercrime is today. There’s identity theft, phishing emails, phone scams, identity fraud and more. The reality is, you are likely already a target and it’s just a matter of time until you become the next victim.

The sophistication of cybercrime against individuals is increasing at exponential rates. According to Christie Alderman, Vice President, Client Product and Service Manager at Chubb Insurance, “We used to see that somebody would just steal a credit card. Now we see situations like people stealing your medical identification and your insurance coverage and going to get medical services under your name. Now their blood type is on your records”. This is scary stuff!

For families that prefer to take precautions, here are some tips to ensure you are not an EASY target:

Be wary of public Wi-Fi. Always use secure connections when connecting online in public places. If you must use an unsecure connection, never check your bank account balances or log into credit card sites. This information can easily be stolen over an unsecure network. It’s also a best practice to turn off Bluetooth and other connectivity features when using Wi-Fi in public places.

Turn off your home computer when not in use. While it’s convenient to leave your computer on all the time, an always-on computer is more at risk to hacking.

Get a spam blocker. Spam doesn’t just mean annoying ads – it introduces several new threats, such as phishing scams.

Install anti-virus software. Digital bugs are still the most common and damaging threat to most computers.

Don’t open unknown emails. Never open attachments or click links in emails from senders you do not know. Oftentimes, attackers will embed malware in these attachments or links. You may also receive […]

2018-01-09T16:46:40-08:00

The Partners Group Employees Encourage Your Support of the Union Gospel Mission

The Partners Group employees prepped and served lunch at the Union Gospel Mission’s Hope Place Shelter as a part of the TPG holiday volunteering initiative. Hope Place is a one year residential recovery program for women and children caught in cycles of abuse and addiction. Seattle’s Union Gospel Mission is committed to serve, rescue and transform those who are hurting and homeless. We encourage community members to join us in support of the Hope Place Shelter and the Men’s Shelter throughout the year. 

How you can support the Union Gospel Mission:

  • Donate goods! Food, socks, blankets, toiletries. TPG Bellevue has 3 bins to fill with donations for Hope Place and the Men’s Clothing Drive.
  • Volunteer! View and register for upcoming opportunities
  • Donate financially! No matter how you give, your gift will make a difference

Seattle’s Union Gospel Mission started in 1932 as a soup kitchen serving those affected by the Great Depression. That same building is now the Men’s Shelter and is supplemented by innovative programs such as Hope Place and Search and Rescue. Today, the The Union Gospel Mission provides over one million meals a year to homeless people. They are dedicated to serve, rescue and transform those in need until they’ve solved the root causes of poverty and homelessness.

2018-06-21T13:14:46-08:00

The Tax Man Giveth?

Since our last quarterly commentary, the stock market has continued to increase without much pause. Here’s a report card detailing the spectacular returns we saw in investment markets in the fourth quarter and the full year:

One of the items propelling U.S. equity prices higher is a major Federal tax overhaul bill that went into law, effective January 1st of this year. We have analyzed the tax changes and, while there are some adjustments at the individual income tax level, the only change we’d consider “major” is the permanent corporate tax rate cut from 35% to 21%.

Since U.S. economic growth is largely consumer spending driven, individual tax rates typically have a larger influence on the economy than corporate tax rates. However, corporate tax rates have a bigger impact on the stock market. An increase in corporate profits, due to lower expenses (i.e. taxes), should lead to higher stock prices. And this, of course, benefits you and anyone else who owns stocks.

If corporations use their newfound wealth to increase employee’s wages or invest in capital projects that create jobs, or if foreign companies, enticed by lower tax rates, decide to invest in the U.S., economic growth could certainly increase. However, if recent history is any guide, the majority of these tax savings will be used to buy back stock and/or pay dividends, benefiting shareholders. Stocks have increased in anticipation of the tax bill and while it remains to be seen what companies will actually do with their winnings, increasing equity prices cast a vote toward shareholders reaping the rewards.

With regard to individual tax changes, tax rates are being reduced marginally (and temporarily through 2025) and standard deductions are going up significantly. These two things lead to lower taxes, all else equal. However, certain exemptions and […]

2018-06-21T15:48:20-08:00

TPG’ers Spruce Up the Portland Rescue Mission

The Partners Group employees volunteered to serve and join Connect program residents for lunch. Our volunteers made wreaths, bows, and a cedar garland to decorate the chapel, stairwells and lobby, bringing some Christmas cheer to the Mission! Thanks to YOU, we donated 10 lbs. of toiletries and 147 lbs. of clothing! Through public support, the Mission provides 330,000 hot meals and over 750,000 lbs. of clothing, food, and toiletries each year. Interested in donating time, supplies, or funds to the Portland Rescue Mission? 

Learn more about the mission’s additional holiday giving opportunities:

  • Donate Goods! Food, socks, blankets, toiletries. TPG Portland has bins to collect your donations.
  • Donate! $16.00 per month provides meals and care for 120 people per year.
  • Volunteer! The Mission will match volunteers with available opportunities
  • Hire the Mission Bar-B-Que Food Truck – YUM!

About the Portland Rescue Mission:

The Portland Rescue Mission was founded in 1949 and every year since has offered hope to thousands of hurting men, women and children affected by homelessness, addiction, hunger and abuse. Through the support they receive, they provide help for urgent needs like food, shelter and clothing. The programs offered provide a powerful solution to the root causes of homelessness through addiction recovery, spiritual renewal and life skills training.

2018-06-21T13:15:03-08:00

The Partners Group Welcomes Todd Miller to the Washington Employee Benefits Team

Bellevue, WA – The Partners Group (TPG) announces it has added Todd Miller as a Managing Consultant to their Washington employee benefits team. Todd specializes in providing benefit solutions to large employers and leveraging health data analytics to design and implement self-funded employee health plans. Todd is a trusted advisor in the insurance industry and brings 19 years of experience in employee benefits to TPG.

Rod Cruickshank, President and CEO, stated “We are thrilled that Todd Miller has joined our team. Todd is an experienced benefits professional who builds deep relationships with clients. TPG is invested in serving the business needs of northwest companies and Todd will help us serve the employee benefit needs of many more businesses in Washington.”                                   

Founded in 1981, The Partners Group has been serving the financial and insurance needs of employers, medical professionals, and successful individuals for over 35 years. The Partners Group is the largest independent employee benefit firm in the northwest. In addition to employee benefits, TPG specializes in retirement planning and investment services, commercial insurance and personal insurance. The Partners Group has offices in Bellevue, WA; Portland, OR; Lake Oswego, OR; Bend, OR; and Bozeman, MT. For more information, please visit https://www.thepartnersgroup.com. 425-455-5640.

2018-02-14T08:26:57-08:00

The Partners Group Welcomes New Hire Austin Early to the Portland Commercial Insurance Team

Portland, OR – The Partners Group (TPG) announces it has added Austin Early as a Commercial Account Executive to provide expert commercial insurance advice to medical clinics in the Northwest. Austin is dedicated to serving the unique needs of medical clinics related to property and liability insurance, umbrella and excess liability insurances, plus risk control and coordination.

In his role at TPG, Austin utilizes his experience and industry knowledge to help medical clinics, health professionals and business owners navigate the commercial insurance markets. His broad skill set is a result of serving various commercial sectors from real estate to hospitality as well as meeting the personal insurance needs of individuals and executives. When he’s away from work, Austin enjoys watching the Trail Blazers or catching a Timbers game as well as playing a round of golf.

“We are thrilled to have Austin join the TPG team to serve the unique commercial insurance needs of medical clinics. He brings a wealth of experience to our team and is committed to providing expert insurance advice to the Oregon Medical Association membership and healthcare sector.” says Carrie McHale, Director of the Personal Lines Division at The Partners Group.

Founded in 1981, The Partners Group has been serving the financial and insurance needs of employers, medical professionals, and successful individuals for over 35 years. They are an independent consulting firm with over 140 employees, and services including employee benefits, retirement planning and investment services, commercial and individual insurance. The Partners Group has offices in Bellevue, WA; Portland, OR; Lake Oswego, OR; Bend, OR; and Bozeman, MT. For more information, please visit https://www.thepartnersgroup.com. 503-241-9550.

2017-12-14T08:25:01-08:00

Michelle Gallardo Recognized as Five Star Home/Auto Insurance Professional for Eighth Consecutive Year

PORTLAND, OR (December 2017) – The Partners Group (TPG) is proud to announce that Michelle Gallardo has received the Five Star Home/Auto Insurance Professional Award for eight consecutive years. 

Now entering it’s tenth year, the Five Star Home/Auto Insurance Professional program is the largest personal insurance award program in North America. Five Star Award candidates are identified from evaluations provided by consumers and must satisfy five objective criteria associated with quality insurance professionals. The final list of Five Star Home/Auto Insurance Professionals includes less than 7 percent of home/auto insurance professionals in the market.

For more about Michelle, visit her Five Star Professional Profile or the TPG Personal Lines Page

2017-12-11T14:13:36-08:00

The Partners Group expands its Bend, OR office with two new hires in Employer Services and Commercial Insurance

Amanda Chelemedos Commercial Lines Account Manager

John Hartz Employee Benefits Consultant

Bend, OR - The Partners Group announces it has added John Hartz as an Employee Benefits Consultant and Amanda Chelemedos as a Commercial Lines Account Manager to their Bend, OR team. TPG’s Employer Services Division specializes in providing employee benefits, retirement plan consulting, data analytics, plus health and wellness services while the Commercial Insurance division focuses on providing property and liability insurance, umbrella and excess liability insurances, plus risk control and coordination.

2017-12-01T11:00:16-08:00

Control Healthcare Costs & Reduce Financial Risk

Group Captive Health Benefit Solutions
For Controlling Healthcare Costs & Reducing Financial Risk

Now mid-sized employers can realize the benefits of self-funding without assuming all the risk. Watch this video to find out if a captive health plan may be a suitable alternative for your organization. 

Contact us if you have questions or would like to speak to a specialist.

Subscribe to our newsletter to receive current news updates and upcoming webinar information.

This video was presented in conjunction with C2 Solutions, industry experts in employee benefits solutions, providing national strength at a local level with innovative cutting edge products and services.


 

Contact The Partners Group Subscribe

 

2018-11-28T12:26:13-08:00

The Partners Group Awarded as a Corporate Philanthropist Company for a Decade!

The Partners Group, a leading Northwest based financial and insurance consulting firm, is proud to announce that for the tenth consecutive year they have been awarded one of the Top Ten Corporate Philanthropists in the medium size company category (10-50M revenue) by the Portland Business Journal.

The Corporate Philanthropy Award recognizes companies who contribute to generous and innovative philanthropic programs throughout the year. Volunteer hours and donations are recorded and categorized based on company size and revenue. Ten companies are awarded in each size category, including a list of honorees. This year The Partners Group was ranked 6th on the list under the medium size company category! Jake Shafer, CFO at The Partners Group stated, “It’s an honor to be recognized for this award. Giving is a part of our cultural values that we want to instill in our people and community.”

Doreen Barnhouse, Executive VP of Operations and Top Giving Program Officer at The Partners Group said, “Serving and giving is part of The Partners Group DNA. It is nice to be recognized for giving with other great organizations who recognize the importance of giving back and building up our communities in areas of need and service. We believe our city is stronger when we work together with one another.”

Founded in 1981, The Partners Group has been serving the financial and insurance needs of employers, medical professionals, and successful individuals for over 35 years. We are an independent consulting firm with over 160 employees and services including employee benefits, business consulting, retirement planning and investment services, commercial and individual insurance. The Partners Group has offices in Bellevue, WA; Portland, OR; Lake Oswego, OR; Bend, OR; and Bozeman, MT. For more information, please visit www.ThePartnersGroup.com. 800-722-6339

2018-10-30T09:37:59-08:00

Lori’s Favorite Slow Cooker Stuffing

This family favorite was modified from Emeril Lagasse’s mother’s recipe.
Recipe calls for a 6.5 Quart Crock Pot and feeds a good-sized crowd!

INGREDIENTS
12 cups bread cubes
2 ½ – 3 cups chicken stock
3 large well beaten eggs
3 tbsp butter
2 ½ – 3 cups chopped celery
1 ½ cups chopped onions
1 tbsp minced garlic
½ lb hot sausage
1 lb mild sausage
1 cup fresh chopped parsley
 ½ tsp black pepper
1 tsp crushed red pepper flakes

DIRECTIONS

  1. Combine bread cubes, beaten eggs, and chicken stock to get those bread cubes nice and moist.
  2. Melt the butter in a pan and add the celery, onion, and garlic. Let the vegetables soften, but do not let them brown.
  3. Take the veggies out and brown up the sausage so the flavors meld nicely. If you don’t want your stuffing to have any kick, use all mild sausage. 
  4. When the sausage is brown, add the vegetables back in with the sausage. Add parsley, black pepper, and red pepper flakes.  Add all of this goodness to the bread cubes and mix well.  Add to your crock pot. 
  5. Cook on high for 1 ½ hours. This recipe can also be baked in the over at 350 degrees for 1 to 1 ½ hours. 

Enjoy! 

Author:
Lori Hedgecock
Personal & Commercial Insurance Advisor
503.726.5664, lhedgecock@thepartnersgroup.com

Founded in 1981, The Partners Group has been serving the financial and insurance needs of employers, medical professionals, and successful individuals for over 35 years. We are an independent consulting firm with services including employee benefits, business consulting, retirement planning and investment services, commercial and individual insurance. The Partners […]

2017-10-18T08:23:56-08:00

Avert a Crisis When Entertaining Guests at Home

The entertaining season is approaching, and an important aspect of your preparations should include covering your bases to prevent potentially liable and costly mishaps.

Read this article for averting a crisis while entertaining guests.

 

Brought to you by:
Carrie McHale
Managing Director, Personal Lines 
503.726.5668 , cmchale@thepartnersgroup.com

Founded in 1981, The Partners Group has been serving the financial and insurance needs of employers, medical professionals, and successful individuals for over 35 years. We are an independent consulting firm with services including employee benefits, business consulting, retirement planning and investment services, commercial and individual insurance. The Partners Group has offices in Bellevue, WA; Portland, OR; Lake Oswego, OR; Bend, OR; and Bozeman, MT. For more information, please visit https://www.thepartnersgroup.com. 800-722-6339.

2018-06-21T13:37:28-08:00

Will North Korea End the Bull Market?

The good times continued to roll in investment markets throughout the third quarter and year-to-date. Below is a report card of various investment categories around the world:

Investment

Q3 Return

YTD Return

Cash

0.25%

0.56%

U.S. Bonds

0.85%

3.14%

U.S. Stocks

4.48%

14.24%

Developed International Stocks

5.40%

19.96%

Emerging Market Stocks

7.89%

27.78%

     

Cash is represented by the Bloomberg Barclays 1-3 Month T-Bill index, U.S. Bonds are represented by the Bloomberg Barclays US Agg Bond index, U.S. Stocks are represented by the S&P 500 index, Developed International Stocks are represented by the MSCI EAFE index, Emerging Market Stocks are represented by the MSCI Emerging Markets index. Indexes are unmanaged and unavailable for direct investment. Past Performance is not a guarantee of future results.

The U.S. stock market continues to reach all-time highs, boosted in part by companies earning record profits. Non-U.S. stocks are also doing phenomenally well. The global economy is experiencing synchronized growth and U.S. household net worth is over 40% higher than the peak in 2007. You’ve likely seen the benefit of rising asset prices reflected on your personal financial statements.

While everyone loves a bull market, we are constantly on the lookout for what might facilitate the end to this one. There’s no shortage of nerve-racking headlines every day, whether it’s horrendous natural disasters, terrorism, a seemingly dysfunctional federal government or saber-rattling between Donald Trump and Kim Jong-un of North Korea. Up until now, the market has largely shrugged off these risks and continued higher. Still, we want to assess these risks, among others, to see if they might be a catalyst for the next recession/market downturn.

This quarterly commentary will look […]

2018-06-21T13:47:23-08:00

Employee Benefits

The Employee Benefits Division of The Partners Group serves the employee benefit needs of over 500 West Coast employers, with offices in Portland, Lake Oswego, and Bend, OR; Bellevue, WA; and Bozeman MT. Our benefits consulting team specializes in providing a highly-consultative approach coupled with problem-solving wellness analytics, to help employers reduce healthcare costs, improve employee health, and create long-term health plan stability.

Business Consulting

The Business Consulting Division of The Partners Group is dedicated to consulting with healthcare systems and jumbo employers to manage the health and well being of their employees, families, and communities. Our focus is to provide an innovative, solution-oriented service that capitalizes on data to pinpoint potential problems. Whether it be uncovering potential sources of escalating healthcare costs, or other anomalies in data, this service provides endless, problem-solving advantages to a variety of industries.

Commercial Insurance

The Partners Group Commercial Insurance Division manages the business risks for hundreds of employers. We provide an unmatched depth and breadth in commercial insurance and risk management services combined with extraordinary people who possess an unusual ability to connect on a personal level. We work hard to understand the unique risks and exposures of your business, and identify the solutions to provide the right coverage for the right price. As an independent company The Partners Group can tailor solutions to work specifically for you, even creating new policies and programs, if that’s what you need.

Private Client Services

The Partners Group Private Client Services Division advises business owners and high income shareholder groups comprising just over 3,200 successful individuals, families and medical professionals on investment services, retirement planning, and personal insurance. We’ve been in business for over 30 years as a privately held company based in the Northwest, and we’re here to stay. Additionally, we are not tied to products and plans. We provide various platforms and a multitude of options to fit your needs, which can change over time as your life changes. When you work with TPG Private Client Services, you’re dealing with the shareholders of this firm, and we are honored to play a role your life, your family’s lives, and your next generation’s lives.